Lumpsum Calculator

A lumpsum investment is a one-time deposit into a mutual fund (or any compounding instrument). Unlike SIP, the full amount compounds from day one, which can be powerful in rising markets — and equally exposed in falling ones.

Standard compound interest formula:

FV = P × (1 + r)^t

P = principal (one-time investment)
r = expected annual return
t = years

Enter the amount you'll invest, an expected annual return (10–14% for long-term equity mutual funds in India) and the holding period. Returns are projected — actual returns vary with markets.