PPF Calculator — ₹50,000/year for 15 years

Investing ₹50,000/year in PPF at 7.1% for 15 years grows to ₹13.56 L. Tax-free maturity, EEE status.

Quick answer

Contributing ₹50,000 every year to a Public Provident Fund at the current 7.1% rate for the minimum 15-year lock-in builds a corpus of about ₹13.56 L — of which ₹7.50 L is your money and ₹6.06 L is tax-free interest. PPF enjoys EEE status: tax-free contribution, accrual, and withdrawal.

5001,50,000

Capped at ₹1.5 lakh per financial year.

%
1%12%
yrs
15 yrs50 yrs

Maturity value

₹13,56,070

Invested
₹7,50,000
Interest
₹6,06,070

Frequently asked questions

Small savings scheme rates — Q2 FY 2025-26

PPF (Q2 FY26)7.10%
SSY (Q2 FY26)8.20%
NSC (Q2 FY26)7.70%
SCSS (Q2 FY26)8.20%
KVP (Q2 FY26)7.50% (matures in 115 mo)

Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.

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