Fixed Deposit Calculator — ₹1,00,00,000 at 7%
A ₹1,00,00,000 FD at 7% p.a. for 5 years grows to ₹1.41 Cr (quarterly compounding). Interest earned ₹41.48 L. Instant, free.
Quick answer
A Fixed Deposit of ₹1,00,00,000 at 7% per annum for 5 years, compounded quarterly (the standard for Indian banks), grows to ₹1.41 Cr. You earn about ₹41.48 L in interest. Note that FD interest is fully taxable at your income-slab rate.
₹
₹ 1,000₹ 1,00,00,000
%
1%12%
yrs
1 yrs20 yrs
Maturity amount
₹1,41,47,782
- Principal
- ₹1,00,00,000
- Interest earned
- ₹41,47,782
Frequently asked questions
Current FD rates (2026)
| SBI 1-yr FD | 6.80% |
| HDFC 1-yr FD | 6.60% |
| Post Office 1-yr TD | 6.90% |
| Senior Citizen (add) | +0.50% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
Other popular calculations
More ready-made scenarios for fd calculator.
Fixed Deposit Calculator — ₹5,00,000 at 7.1%
A ₹5,00,000 FD at 7.1% p.a. for 5 years grows to ₹7.11 L (quarterly compounding). Interest earned ₹2.11 L. Instant, free.
Fixed Deposit Calculator — ₹5,00,000 at 7.5%
A ₹5,00,000 FD at 7.5% p.a. for 5 years grows to ₹7.25 L (quarterly compounding). Interest earned ₹2.25 L. Instant, free.
Fixed Deposit Calculator — ₹1,00,000 at 7%
A ₹1,00,000 FD at 7% p.a. for 5 years grows to ₹1.41 L (quarterly compounding). Interest earned ₹41,478. Instant, free.
Fixed Deposit Calculator — ₹2,00,000 at 7%
A ₹2,00,000 FD at 7% p.a. for 5 years grows to ₹2.83 L (quarterly compounding). Interest earned ₹82,956. Instant, free.
Fixed Deposit Calculator — ₹5,00,000 at 7%
A ₹5,00,000 FD at 7% p.a. for 5 years grows to ₹7.07 L (quarterly compounding). Interest earned ₹2.07 L. Instant, free.
Fixed Deposit Calculator — ₹10,00,000 at 7%
A ₹10,00,000 FD at 7% p.a. for 5 years grows to ₹14.15 L (quarterly compounding). Interest earned ₹4.15 L. Instant, free.
Fixed Deposit Calculator — ₹1,00,000 at 7%
A ₹1,00,000 FD at 7% p.a. for 10 years grows to ₹2.00 L (quarterly compounding). Interest earned ₹1.00 L. Instant, free.
Fixed Deposit Calculator — ₹1,00,000 at 7%
A ₹1,00,000 FD at 7% p.a. for 20 years grows to ₹4.01 L (quarterly compounding). Interest earned ₹3.01 L. Instant, free.
Fixed Deposit Calculator — ₹3,00,000 at 6.5%
A ₹3,00,000 FD at 6.5% p.a. for 5 years grows to ₹4.14 L (quarterly compounding). Interest earned ₹1.14 L. Instant, free.