15 Lakh Personal Loan EMI Calculator

EMI for a personal loan of ₹15,00,000 at 14% p.a. for 5 years is ₹34,902/month. See total interest ₹5.94 L and total payment ₹20.94 L. Free, instant.

Quick answer

A personal loan of ₹15,00,000 at 14% p.a. for 5 years works out to a monthly EMI of ₹34,902. Over the full tenure you'll pay ₹5.94 L in interest, making the total repayment ₹20.94 L. Adjust the rate or tenure above to compare offers from different lenders.

10,00050,00,000
%
1%24%
yrs
1 yrs7 yrs

Monthly EMI

₹34,902

Principal
₹15,00,000
Total interest
₹5,94,143
Total payment
₹20,94,143

Principal vs interest

  • Principal71.6%
  • Interest28.4%

Frequently asked questions

Current personal loan rates (2026)

SBI Personal Loan11.15% – 15.30%
HDFC Personal Loan10.85% – 24.00%
ICICI Personal Loan10.85% – 16.65%
Axis Personal Loan10.99% – 22.00%

Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.

Other popular calculations

More ready-made scenarios for personal loan calculator.

1 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹1,00,000 at 14% p.a. for 5 years is ₹2,327/month. See total interest ₹39,610 and total payment ₹1.40 L. Free, instant.
2 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹2,00,000 at 14% p.a. for 5 years is ₹4,654/month. See total interest ₹79,219 and total payment ₹2.79 L. Free, instant.
3 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹3,00,000 at 14% p.a. for 5 years is ₹6,980/month. See total interest ₹1.19 L and total payment ₹4.19 L. Free, instant.
5 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹5,00,000 at 14% p.a. for 5 years is ₹11,634/month. See total interest ₹1.98 L and total payment ₹6.98 L. Free, instant.
10 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹10,00,000 at 14% p.a. for 5 years is ₹23,268/month. See total interest ₹3.96 L and total payment ₹13.96 L. Free, instant.
20 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹20,00,000 at 14% p.a. for 5 years is ₹46,537/month. See total interest ₹7.92 L and total payment ₹27.92 L. Free, instant.
2 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹2,00,000 at 11% p.a. for 5 years is ₹4,348/month. See total interest ₹60,909 and total payment ₹2.61 L. Free, instant.
2 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹2,00,000 at 12% p.a. for 5 years is ₹4,449/month. See total interest ₹66,933 and total payment ₹2.67 L. Free, instant.
2 Lakh Personal Loan EMI Calculator
EMI for a personal loan of ₹2,00,000 at 13% p.a. for 5 years is ₹4,551/month. See total interest ₹73,037 and total payment ₹2.73 L. Free, instant.

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