In-Hand Salary for ₹18 lakh CTC

A ₹18 lakh CTC roughly converts to an in-hand salary of ₹1,26,784 per month after PF, professional tax and New Regime income tax.

Quick answer

An annual CTC of ₹18 lakh typically yields an in-hand monthly salary of about ₹1,26,784. This assumes a standard 40% basic salary, ₹1,800/month employee PF contribution, standard professional tax, and income tax calculated under the default New Tax Regime.

1,00,0001,00,00,000
% of CTC
30% of CTC60% of CTC

Most Indian employers set basic at 40–50% of CTC.

Estimated monthly in-hand

₹1,26,784

Annual in-hand
₹15,21,412
Income tax / yr
₹1,98,256
Employee PF / yr
₹21,600

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