20 Lakh Home Loan EMI Calculator

EMI for a home loan of ₹20,00,000 at 8.5% p.a. for 20 years is ₹17,356/month. See total interest ₹21.66 L and total payment ₹41.66 L. Free, instant.

Quick answer

A home loan of ₹20,00,000 at 8.5% p.a. for 20 years works out to a monthly EMI of ₹17,356. Over the full tenure you'll pay ₹21.66 L in interest, making the total repayment ₹41.66 L. Adjust the rate or tenure above to compare offers from different lenders.

10,0005,00,00,000
%
1%15%
yrs
1 yrs30 yrs

Monthly EMI

₹17,356

Principal
₹20,00,000
Total interest
₹21,65,552
Total payment
₹41,65,552

Principal vs interest

  • Principal48.0%
  • Interest52.0%

Frequently asked questions

Other popular calculations

More ready-made scenarios for home loan calculator.

5 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹5,00,000 at 8.5% p.a. for 20 years is ₹4,339/month. See total interest ₹5.41 L and total payment ₹10.41 L. Free, instant.
10 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹10,00,000 at 8.5% p.a. for 20 years is ₹8,678/month. See total interest ₹10.83 L and total payment ₹20.83 L. Free, instant.
15 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹15,00,000 at 8.5% p.a. for 20 years is ₹13,017/month. See total interest ₹16.24 L and total payment ₹31.24 L. Free, instant.
25 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹25,00,000 at 8.5% p.a. for 20 years is ₹21,696/month. See total interest ₹27.07 L and total payment ₹52.07 L. Free, instant.
30 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹30,00,000 at 8.5% p.a. for 20 years is ₹26,035/month. See total interest ₹32.48 L and total payment ₹62.48 L. Free, instant.
40 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹40,00,000 at 8.5% p.a. for 20 years is ₹34,713/month. See total interest ₹43.31 L and total payment ₹83.31 L. Free, instant.
50 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹50,00,000 at 8.5% p.a. for 20 years is ₹43,391/month. See total interest ₹54.14 L and total payment ₹1.04 Cr. Free, instant.
60 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹60,00,000 at 8.5% p.a. for 20 years is ₹52,069/month. See total interest ₹64.97 L and total payment ₹1.25 Cr. Free, instant.
75 Lakh Home Loan EMI Calculator
EMI for a home loan of ₹75,00,000 at 8.5% p.a. for 20 years is ₹65,087/month. See total interest ₹81.21 L and total payment ₹1.56 Cr. Free, instant.

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