SWP Calculator — ₹50 lakh Corpus
A ₹50 lakh mutual fund corpus supports a ₹30,000/month Systematic Withdrawal Plan (SWP) for 15 years at 9%. See remaining balance.
Quick answer
A ₹50 lakh corpus in a mutual fund can sustain a Systematic Withdrawal Plan (SWP) of ₹30,000 per month for 15 years, assuming a conservative 9% annual return. Over this period, you will have withdrawn a total of ₹54.00 L, and your remaining balance will still be roughly ₹78.38 L.
₹
₹ 10,000₹ 5,00,00,000
₹
₹ 500₹ 5,00,000
%
1%20%
yrs
1 yrs40 yrs
Balance after period
₹78,38,043
- Total withdrawn
- ₹54,00,000
- Months lasted
- 180
- Status
- Sustained
Frequently asked questions
Long-run equity return benchmarks
| Nifty 50 TRI (10-yr CAGR) | ~13.5% |
| Equity MF (long-run est.) | 12% – 14% |
| Hybrid MF (est.) | 9% – 11% |
| Debt MF (est.) | 6% – 8% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
Other popular calculations
More ready-made scenarios for swp calculator.
SWP Calculator — ₹10 lakh Corpus
A ₹10 lakh mutual fund corpus supports a ₹6,000/month Systematic Withdrawal Plan (SWP) for 15 years at 9%. See remaining balance.
SWP Calculator — ₹1 crore Corpus
A ₹1 crore mutual fund corpus supports a ₹60,000/month Systematic Withdrawal Plan (SWP) for 15 years at 9%. See remaining balance.
SWP Calculator — ₹1 Crore Corpus
Withdrawing ₹50,000/month from a ₹1 Crore corpus at 9% return: see how long it lasts and the balance after 20 years.