NSC Calculator

National Savings Certificate (NSC) is a fixed-income savings instrument offered by the Government of India through post offices. Interest is compounded annually but paid only at maturity after 5 years. NSC qualifies for Section 80C deduction.

Standard compound-interest formula with annual compounding over 5 years:

Maturity = P × (1 + r)^5

P = amount invested
r = annual interest rate

Enter the amount invested and the current NSC interest rate (7.7% for FY 2024-25). The result is what you receive at the end of the 5-year lock-in.