TDS Full Form: Tax Deducted at Source

TDS full form is Tax Deducted at Source — income tax withheld by the payer and deposited with the government on the recipient's behalf.

What is TDS?

Tax Deducted at Source (TDS) is a mechanism where the person making certain payments (salary, rent, interest, professional fees, etc.) deducts a specified percentage as income tax and deposits it with the government. The recipient receives the net amount plus a TDS credit visible in Form 26AS.

Why TDS matters

TDS ensures steady tax collection through the year and reduces evasion by shifting compliance to the payer. For salaried employees, TDS is often the primary way income tax gets collected.

Example

If your employer pays you ₹1,00,000 salary in a month and computes ₹8,000 TDS, you receive ₹92,000; ₹8,000 is deposited to the IT department against your PAN.

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Frequently asked questions

What is TDS full form?

TDS stands for Tax Deducted at Source. It is a form of advance income tax collected by the payer on behalf of the government.

What is the TDS rate on rent?

Section 194-I: 10% on land/building rent above ₹2.4 lakh a year. Section 194-IB: 5% on residential rent above ₹50,000/month paid by individuals not liable to tax audit.

How can I claim TDS refund?

File your income tax return. If total TDS shown in Form 26AS exceeds your actual tax liability, the excess is refunded to your bank account after processing.

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