50 Lakh LIC Housing Finance Home Loan EMI Calculator
EMI for a lic housing finance home loan of ₹50,00,000 at 8.5% p.a. for 20 years is ₹43,391/month. See total interest ₹54.14 L and total payment ₹1.04 Cr. Free, instant.
Quick answer
A lic housing finance home loan of ₹50,00,000 at 8.5% p.a. for 20 years works out to a monthly EMI of ₹43,391. Over the full tenure you'll pay ₹54.14 L in interest, making the total repayment ₹1.04 Cr. Adjust the rate or tenure above to compare offers from different lenders.
Monthly EMI
₹43,391
- Principal
- ₹50,00,000
- Total interest
- ₹54,13,879
- Total payment
- ₹1,04,13,879
Principal vs interest
- Principal48.0%
- Interest52.0%
Frequently asked questions
Current home loan rates (2026)
| SBI Home Loan (from) | 8.50% p.a. |
| HDFC Home Loan (from) | 8.75% p.a. |
| ICICI Home Loan (from) | 8.75% p.a. |
| LIC Housing Finance (from) | 8.50% p.a. |
| RBI Repo Rate | 6.50% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
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