NPS Calculator — ₹2000 per Month
Investing ₹2000/month in NPS from age 30 to 60 grows to ₹45.59 L. See lumpsum and pension. Free, instant.
Quick answer
A monthly contribution of ₹2000 to the National Pension System (NPS) from age 30 to 60, assuming a 10% expected return, builds a corpus of about ₹45.59 L. With the mandatory 40% annuity at a 6% rate, you'd get a tax-free lumpsum of roughly ₹27.35 L and a monthly pension of ₹9,117.
Regulations mandate min. 40% of corpus into annuity.
Corpus at retirement
₹45,58,651
- Lumpsum
- ₹27,35,190
- Annuity buy
- ₹18,23,460
- Monthly pension
- ₹9,117
- Total invested
- ₹7,20,000
Lumpsum vs annuity
- Lumpsum60.0%
- Annuity40.0%
Frequently asked questions
Small savings scheme rates — Q2 FY 2025-26
| PPF (Q2 FY26) | 7.10% |
| SSY (Q2 FY26) | 8.20% |
| NSC (Q2 FY26) | 7.70% |
| SCSS (Q2 FY26) | 8.20% |
| KVP (Q2 FY26) | 7.50% (matures in 115 mo) |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
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