NPS Calculator — ₹5000 per Month

Investing ₹5000/month in NPS from age 30 to 60 grows to ₹1.14 Cr. See lumpsum and pension. Free, instant.

Quick answer

A monthly contribution of ₹5000 to the National Pension System (NPS) from age 30 to 60, assuming a 10% expected return, builds a corpus of about ₹1.14 Cr. With the mandatory 40% annuity at a 6% rate, you'd get a tax-free lumpsum of roughly ₹68.38 L and a monthly pension of ₹22,793.

5001,50,000
yrs
18 yrs59 yrs
yrs
40 yrs75 yrs
%
4%15%
%
40%100%

Regulations mandate min. 40% of corpus into annuity.

%
4%10%

Corpus at retirement

₹1,13,96,627

Lumpsum
₹68,37,976
Annuity buy
₹45,58,651
Monthly pension
₹22,793
Total invested
₹18,00,000

Lumpsum vs annuity

  • Lumpsum60.0%
  • Annuity40.0%

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