NPS Calculator — ₹25000 per Month

Investing ₹25000/month in NPS from age 30 to 60 grows to ₹5.70 Cr. See lumpsum and pension. Free, instant.

Quick answer

A monthly contribution of ₹25000 to the National Pension System (NPS) from age 30 to 60, assuming a 10% expected return, builds a corpus of about ₹5.70 Cr. With the mandatory 40% annuity at a 6% rate, you'd get a tax-free lumpsum of roughly ₹3.42 Cr and a monthly pension of ₹1,13,966.

5001,50,000
yrs
18 yrs59 yrs
yrs
40 yrs75 yrs
%
4%15%
%
40%100%

Regulations mandate min. 40% of corpus into annuity.

%
4%10%

Corpus at retirement

₹5,69,83,133

Lumpsum
₹3,41,89,880
Annuity buy
₹2,27,93,253
Monthly pension
₹1,13,966
Total invested
₹90,00,000

Lumpsum vs annuity

  • Lumpsum60.0%
  • Annuity40.0%

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