SIP Calculator — ₹80,000/month for 10 years
Investing ₹80,000/month via SIP for 10 years at 12% expected return grows to ₹1.86 Cr. Total invested ₹96.00 L, estimated gains ₹89.87 L.
Quick answer
Investing ₹80,000 every month for 10 years at an expected 12% annual return grows your corpus to roughly ₹1.86 Cr. You would have invested ₹96.00 L out of pocket, with about ₹89.87 L in estimated gains. Mutual fund returns are market-linked — treat this as a projection, not a guarantee.
Estimated maturity value
₹1,85,87,126
- Invested
- ₹96,00,000
- Est. returns
- ₹89,87,126
Invested vs returns
- Invested51.6%
- Returns48.4%
Frequently asked questions
Long-run equity return benchmarks
| Nifty 50 TRI (10-yr CAGR) | ~13.5% |
| Equity MF (long-run est.) | 12% – 14% |
| Hybrid MF (est.) | 9% – 11% |
| Debt MF (est.) | 6% – 8% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
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