What will ₹10,000/month SIP become in 15 years?

At an assumed 12% annual return, a ₹10,000 monthly SIP for 15 years projects to about ₹50.46 L, of which ₹18.00 L is your contribution and ₹32.46 L is estimated gain.

Is this SIP return guaranteed?

No. Equity mutual fund returns vary year to year. 10–12% is a reasonable long-term assumption for diversified equity funds; debt funds are lower (6–8%). Past performance does not guarantee future returns.

What will ₹10,000/month SIP become in 15 years?

At an assumed 12% annual return, a ₹10,000 monthly SIP for 15 years projects to about ₹50.46 L, of which ₹18.00 L is your contribution and ₹32.46 L is estimated gain.

Is this SIP return guaranteed?

No. Equity mutual fund returns vary year to year. 10–12% is a reasonable long-term assumption for diversified equity funds; debt funds are lower (6–8%). Past performance does not guarantee future returns.

Axis Mutual Fund SIP Calculator

Estimate Axis Mutual Fund SIP returns. A ₹10,000/month SIP for 15 years at an assumed 12% grows to ₹50,45,760. Adjust amount, rate, tenure.

Quick answer

Investing ₹10,000 every month for 15 years at an expected 12% annual return grows your corpus to roughly ₹50.46 L. You would have invested ₹18.00 L out of pocket, with about ₹32.46 L in estimated gains. Mutual fund returns are market-linked — treat this as a projection, not a guarantee.

Monthly investment

₹

₹ 500₹ 2,00,000

Expected annual return

1%30%

Duration

yrs

1 yrs40 yrs

Estimated maturity value

₹50,45,760

Invested: ₹18,00,000
Est. returns: ₹32,45,760

Invested vs returns

Invested35.7%
Returns64.3%

Frequently asked questions

Long-run equity return benchmarks

Rates verified 5 July 2026

Nifty 50 TRI (10-yr CAGR)	~13.5%
Equity MF (long-run est.)	12% – 14%
Hybrid MF (est.)	9% – 11%
Debt MF (est.)	6% – 8%

Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.