SIP Calculator for ₹2 Crore Target
Reach ₹2 crore in 15 years with a monthly SIP of about ₹39,637 at 12%. Free goal-based SIP calculator.
Quick answer
A ₹2 crore goal in 15 years at 12% needs roughly ₹39,637/month. Your total contribution would be about ₹71.35 L, with compounding supplying the rest. Step-up your SIP by 10% yearly and the starting amount needed drops sharply.
₹
₹ 50,000₹ 10,00,00,000
%
1%30%
yrs
1 yrs40 yrs
Monthly SIP required
₹39,637
- Total invested
- ₹71,34,703
- Est. returns
- ₹1,28,65,297
Invested vs returns
- Invested35.7%
- Returns64.3%
Frequently asked questions
Long-run equity return benchmarks
| Nifty 50 TRI (10-yr CAGR) | ~13.5% |
| Equity MF (long-run est.) | 12% – 14% |
| Hybrid MF (est.) | 9% – 11% |
| Debt MF (est.) | 6% – 8% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
Other popular calculations
More ready-made scenarios for goal sip calculator.
SIP Calculator for ₹1 Crore Target
Need ₹1 crore in 15 years? Invest ₹19,819/month via SIP at 12%. See corpus, invested and gains.
SIP Calculator for ₹25 lakh Target
Need ₹25 lakh in 15 years? Invest ₹4,955/month at 12%. Total invested ~₹8.92 L.
SIP Calculator for ₹50 lakh Target
Need ₹50 lakh in 15 years? Invest ₹9,909/month at 12%. Total invested ~₹17.84 L.
SIP Calculator for ₹75 lakh Target
Need ₹75 lakh in 15 years? Invest ₹14,864/month at 12%. Total invested ~₹26.76 L.
SIP Calculator for ₹3 crore Target
Need ₹3 crore in 15 years? Invest ₹59,456/month at 12%. Total invested ~₹1.07 Cr.
SIP Calculator for ₹5 crore Target
Need ₹5 crore in 15 years? Invest ₹99,093/month at 12%. Total invested ~₹1.78 Cr.
SIP Calculator for Child's Higher Education
Plan ₹50 lakh for your child's higher education in 15 years. Invest ₹9,909/month at 12%.