SIP Calculator for ₹75 lakh Target
Need ₹75 lakh in 15 years? Invest ₹14,864/month at 12%. Total invested ~₹26.76 L.
Quick answer
To build ₹75 lakh in 15 years at a 12% expected return, you need a monthly SIP of about ₹14,864. Your total contribution comes to roughly ₹26.76 L; the rest is compounding doing its work. Stepping up your SIP by 10% yearly drops the starting amount needed significantly.
₹
₹ 50,000₹ 10,00,00,000
%
1%30%
yrs
1 yrs40 yrs
Monthly SIP required
₹14,864
- Total invested
- ₹26,75,514
- Est. returns
- ₹48,24,486
Invested vs returns
- Invested35.7%
- Returns64.3%
Frequently asked questions
Long-run equity return benchmarks
| Nifty 50 TRI (10-yr CAGR) | ~13.5% |
| Equity MF (long-run est.) | 12% – 14% |
| Hybrid MF (est.) | 9% – 11% |
| Debt MF (est.) | 6% – 8% |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
Other popular calculations
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Need ₹25 lakh in 15 years? Invest ₹4,955/month at 12%. Total invested ~₹8.92 L.
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Need ₹3 crore in 15 years? Invest ₹59,456/month at 12%. Total invested ~₹1.07 Cr.
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SIP Calculator for Child's Higher Education
Plan ₹50 lakh for your child's higher education in 15 years. Invest ₹9,909/month at 12%.