SSY Calculator — ₹150000 per Year

Investing ₹150000 yearly in Sukanya Samriddhi Yojana (SSY) for a 1-year-old girl grows to ₹66.38 L at age 21. Tax-free maturity.

Quick answer

Depositing ₹150000 every year in a Sukanya Samriddhi Yojana (SSY) account starting when your daughter is 1 year old will build a tax-free maturity corpus of about ₹66.38 L when she turns 21. You deposit for 15 years (total ₹22.50 L), but the account earns interest for 21 years.

2501,50,000

Min ₹250, max ₹1.5 lakh per year.

yrs
0 yrs10 yrs

Account can be opened before age 10.

%
5%10%

Current rate (Q1 FY 2025-26): 8.2%.

Maturity value (at age 21)

₹66,37,818

Total deposited
₹22,50,000
Interest earned
₹43,87,818

Deposit vs interest

  • Deposit33.9%
  • Interest66.1%

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