SSY Calculator — ₹50000 per Year
Investing ₹50000 yearly in Sukanya Samriddhi Yojana (SSY) for a 1-year-old girl grows to ₹22.13 L at age 21. Tax-free maturity.
Quick answer
Depositing ₹50000 every year in a Sukanya Samriddhi Yojana (SSY) account starting when your daughter is 1 year old will build a tax-free maturity corpus of about ₹22.13 L when she turns 21. You deposit for 15 years (total ₹7.50 L), but the account earns interest for 21 years.
Min ₹250, max ₹1.5 lakh per year.
Account can be opened before age 10.
Current rate (Q1 FY 2025-26): 8.2%.
Maturity value (at age 21)
₹22,12,606
- Total deposited
- ₹7,50,000
- Interest earned
- ₹14,62,606
Deposit vs interest
- Deposit33.9%
- Interest66.1%
Frequently asked questions
Small savings scheme rates — Q2 FY 2025-26
| PPF (Q2 FY26) | 7.10% |
| SSY (Q2 FY26) | 8.20% |
| NSC (Q2 FY26) | 7.70% |
| SCSS (Q2 FY26) | 8.20% |
| KVP (Q2 FY26) | 7.50% (matures in 115 mo) |
Indicative rates compiled from public bank websites, RBI, and the Ministry of Finance for reference only. Actual rates depend on credit profile, tenure and product variant — confirm with the lender before applying.
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