SSY Calculator — ₹12000 per Year

Investing ₹12000 yearly in Sukanya Samriddhi Yojana (SSY) for a 1-year-old girl grows to ₹5.31 L at age 21. Tax-free maturity.

Quick answer

Depositing ₹12000 every year in a Sukanya Samriddhi Yojana (SSY) account starting when your daughter is 1 year old will build a tax-free maturity corpus of about ₹5.31 L when she turns 21. You deposit for 15 years (total ₹1.80 L), but the account earns interest for 21 years.

2501,50,000

Min ₹250, max ₹1.5 lakh per year.

yrs
0 yrs10 yrs

Account can be opened before age 10.

%
5%10%

Current rate (Q1 FY 2025-26): 8.2%.

Maturity value (at age 21)

₹5,31,025

Total deposited
₹1,80,000
Interest earned
₹3,51,025

Deposit vs interest

  • Deposit33.9%
  • Interest66.1%

Frequently asked questions

Other popular calculations

More ready-made scenarios for sukanya samriddhi yojana calculator.

Related calculators