Step-Up SIP — ₹10,000 Starting, 10% Annual Top-Up

A ₹10,000 monthly step-up SIP (10% yearly raise) at 12% for 15 years grows to ₹86.84 L. See invested and gains.

Quick answer

Starting at ₹10,000/month and raising your SIP by 10% every year, at a 12% expected return over 15 years, your corpus grows to about ₹86.84 L. You'd have invested roughly ₹38.13 L, with about ₹48.71 L in gains. Stepping up is one of the highest-impact SIP habits.

5005,00,000
%
0%50%
%
1%30%
yrs
1 yrs40 yrs

Estimated maturity value

₹86,83,849

Total invested
₹38,12,698
Est. returns
₹48,71,152

Invested vs returns

  • Invested43.9%
  • Returns56.1%

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