Step-Up SIP — ₹5,000 Starting, 10% Annual Top-Up

A ₹5,000/month step-up SIP (10% yearly raise) at 12% for 15 years grows to ₹43.42 L.

Quick answer

Starting at ₹5,000/month and stepping up by 10% every year, at a 12% expected return over 15 years, your corpus grows to about ₹43.42 L. Total invested is roughly ₹19.06 L with about ₹24.36 L in gains. Stepping up is one of the single highest-impact SIP habits.

5005,00,000
%
0%50%
%
1%30%
yrs
1 yrs40 yrs

Estimated maturity value

₹43,41,925

Total invested
₹19,06,349
Est. returns
₹24,35,576

Invested vs returns

  • Invested43.9%
  • Returns56.1%

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