Step-Up SIP — ₹15,000 Starting, 10% Annual Top-Up

A ₹15,000/month step-up SIP (10% yearly raise) at 12% for 15 years grows to ₹1.30 Cr.

Quick answer

Starting at ₹15,000/month and stepping up by 10% every year, at a 12% expected return over 15 years, your corpus grows to about ₹1.30 Cr. Total invested is roughly ₹57.19 L with about ₹73.07 L in gains. Stepping up is one of the single highest-impact SIP habits.

5005,00,000
%
0%50%
%
1%30%
yrs
1 yrs40 yrs

Estimated maturity value

₹1,30,25,774

Total invested
₹57,19,047
Est. returns
₹73,06,727

Invested vs returns

  • Invested43.9%
  • Returns56.1%

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